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Dallas, Denton and Collin counties · TX

Cost of Living in Carrollton, TX

By Mariela Lovo Ol, REALTOR® · Updated

The cost of living in Carrollton, TX comes down to housing, property taxes, insurance, utilities and getting around. Texas has no state income tax. So property taxes carry more weight here than in many states. Live home prices appear on this page, and the rest is below.

What does housing cost in Carrollton?

Home prices change month to month. Use the live market figures and listings on this page, not a fixed number. Many Carrollton homes date from the 1970s and 1980s. Set aside money for updates such as roofs, plumbing and HVAC.

The city's IMPACT programs can help eligible owners. They include minor home repair grants of up to $15,000 for exterior safety repairs and a 90/10 sidewalk repair program.

How much are property taxes in Carrollton?

Property tax is usually the largest cost after your mortgage. For a Dallas County home in Carrollton-Farmers Branch ISD, the 2025 rates add up to about $2.02 per $100 of taxable value before exemptions.

For a Denton County home in Lewisville ISD, the city, county and school rates add up to about $1.84 per $100. The Carrollton property tax page breaks down each rate and the homestead exemptions.

What will insurance cost to plan for?

Hail and spring storms are the main insurance concern in North Texas. Many policies use a separate deductible for wind and hail. It may be a percent of the insured value, not a flat dollar amount.

Ask each insurer to show that deductible in dollars. Ask about the roof's age and any past claims before your option period ends.

Who provides utilities in Carrollton?

The City of Carrollton provides water and sewer service. Republic Services collects trash and bulk waste one day a week at single-family homes under the city's program.

Oncor delivers power and handles outages, but it does not sell power. You pick a retail plan on Power to Choose, the state's comparison site. Compare price, contract length and fees at the usage you expect.

What does getting around Carrollton cost?

Carrollton's average commute is 24.1 minutes, according to the Census. The President George Bush Turnpike and Sam Rayburn Tollway are toll roads. Drivers without a TollTag pay twice as much through ZipCash.

Rail can cut driving costs. The DART Green Line and Silver Line stop in Carrollton, and DCTA's A-train starts at Trinity Mills.

What are sales tax and income tax in Carrollton?

The combined sales tax rate in Carrollton is 8.25%, the maximum allowed in Texas: 6.25% for the state plus 2% local. Texas has no state income tax.

To see what fits your budget, try the affordability calculator or compare neighborhoods on the Carrollton homes for sale page. First-time buyers can also review Texas first-time buyer help.

Common questions

Does Carrollton, TX have a state income tax?

No. Texas has no state income tax. Local services lean on property taxes and sales tax instead, and Carrollton's combined sales tax rate is 8.25%.

What is the property tax rate in Carrollton?

It depends on the county and school district. For a Dallas County home in Carrollton-Farmers Branch ISD, the 2025 rates add up to about $2.02 per $100 of taxable value before exemptions. A Denton County home in Lewisville ISD adds up to about $1.84.

Who is the electric company in Carrollton?

Oncor delivers power and restores outages, but you buy power from a retail provider. Compare plans on Power to Choose, the Public Utility Commission of Texas site. Look at price at your usage, contract length and fees.

Are there toll roads in Carrollton?

Yes. The President George Bush Turnpike crosses the middle of the city and the Sam Rayburn Tollway touches the far north end. Without a TollTag, ZipCash customers pay twice as much.

Sources

  1. QuickFacts: Dallas, Irving, Farmers Branch, Carrollton and Lewisville cities, Texas, U.S. Census Bureau (read 2026-09-24)
  2. Carrollton, Texas, Wikipedia (read 2026-09-24)
  3. New Residents, City of Carrollton (read 2026-09-24)
  4. Trash Pick-Up, City of Carrollton (read 2026-09-24)
  5. IMPACT: Home & Neighborhood Improvement Programs, City of Carrollton (read 2026-09-24)
  6. Parks & Recreation, City of Carrollton (read 2026-09-24)
  7. Transit Oriented Development (TOD), City of Carrollton (read 2026-09-24)
  8. Carrollton-Farmers Branch ISD, Carrollton-Farmers Branch Independent School District (read 2026-09-24)
  9. Lewisville ISD, Lewisville Independent School District (read 2026-09-24)
  10. Texas School Report Cards (TXschools.gov), Texas Education Agency (read 2026-09-24)
  11. DART Rail, Dallas Area Rapid Transit (read 2026-09-24)
  12. Silver Line Regional Rail Project, Dallas Area Rapid Transit (read 2026-09-24)
  13. A-train, Denton County Transportation Authority (read 2026-09-24)
  14. North Texas Tollway Authority, North Texas Tollway Authority (read 2026-09-24)
  15. Property Tax Exemptions, Texas Comptroller of Public Accounts (read 2026-09-24)
  16. Property Tax Protests and Appeals, Texas Comptroller of Public Accounts (read 2026-09-24)
  17. Special Purpose Districts, Texas Comptroller of Public Accounts (read 2026-09-24)
  18. Notice to Purchaser of Special Taxing or Assessment District (TREC 59-0), Texas Real Estate Commission (read 2026-09-24)
  19. Dallas Central Appraisal District, Dallas Central Appraisal District (read 2026-09-24)
  20. Denton Central Appraisal District, Denton Central Appraisal District (read 2026-09-24)
  21. About Oncor, Oncor Electric Delivery (read 2026-09-24)
  22. Power to Choose, Public Utility Commission of Texas (read 2026-09-24)
  23. National Weather Service Fort Worth/Dallas, NOAA National Weather Service (read 2026-09-24)
  24. 2025 Ad Valorem Tax Rates for Dallas County (revised November 5, 2025), Dallas Central Appraisal District (read 2026-09-24)
  25. 2025 Tax Rates per $100 Valuation for Tarrant County (includes Lewisville ISD), Tarrant Appraisal District (read 2026-09-24)
  26. Adopted FY 2025-2026 budget lowers county tax rate again, Denton County (read 2026-09-24)
  27. Sales and Use Tax, Texas Comptroller of Public Accounts (read 2026-09-24)
  28. City Sales and Use Tax Rates, Texas Comptroller of Public Accounts (read 2026-09-24)
  29. Texas is open for small business (Fiscal Notes), Texas Comptroller of Public Accounts (read 2026-09-24)
  30. Valuing Property (10 percent homestead appraisal limit), Texas Comptroller of Public Accounts (read 2026-09-24)
  31. 2026 Statewide Multi-Year Ratings Spreadsheet, Texas Education Agency (read 2026-09-24)
  32. A–F Accountability, Texas Education Agency (read 2026-09-24)
  33. Swimming Pools / Spas, City of Carrollton Building Inspection (read 2026-09-24)
  34. Health and Safety Code Chapter 757. Pool Yard Enclosures, Texas Legislature (read 2026-09-24)
  35. What to know about deductibles, Texas Department of Insurance (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.