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Dallas County · TX

Cost of Living in Duncanville, TX

By Mariela Lovo Ol, REALTOR® · Updated

The cost of living in Duncanville, TX comes down to housing, property taxes, insurance, utilities and your commute. Texas has no state income tax, so the property tax bill carries extra weight. Live home prices appear on this page; the other costs are below.

What does housing cost in Duncanville?

Prices change often, so use the live market figures and listings on this page. Most homes are established, so plan a repair cushion for roofs, sewer lines, HVAC and windows.

A few newer streets have HOAs. Ask for dues and rules before you make an offer.

How much are property taxes in Duncanville?

For a Duncanville home, the 2025 rates for Dallas County, Parkland Hospital, Dallas College, the city and Duncanville ISD add up to about $2.24 per $100 of taxable value before exemptions.

Homestead exemptions lower that amount. The Duncanville property tax page lists each rate and walks through an example.

What should you budget for home insurance?

Hail is a frequent cause of roof claims in North Texas. Many policies carry a separate wind and hail deductible, which can be a percentage of the insured value.

Ask each insurer for that deductible in dollars and about roof coverage. The city also warns that insurers may not pay for damage from unpermitted work.

Who provides utilities in Duncanville?

Set up water and sewer with the City of Duncanville's utility customer service. Republic Services collects trash twice a week and recycling weekly under a city contract, with brush and bulk pickup twice a month.

You choose a retail electric provider on Power to Choose, the Public Utility Commission of Texas shopping site. Compare the price at your usage, the contract length and fees.

What does getting around Duncanville cost?

The Census puts the average commute at 25.5 minutes. I-20 and US 67 are the main routes; if your drive uses an NTTA toll road elsewhere, ZipCash costs twice the TollTag rate.

Duncanville is not a DART member, but STAR Transit's STARNow rides run weekdays from 6 a.m. to 6 p.m. Adult fares start at $2, with $1 fares for seniors and riders with disabilities.

What are sales tax and income tax in Duncanville?

Duncanville's combined sales tax rate is 8.25%, the Texas maximum: 6.25% for the state plus 2% local. Texas has no state income tax.

Test your budget with the affordability calculator, compare areas on the Duncanville homes for sale page, and see Texas first-time buyer help.

Common questions

What is the property tax rate in Duncanville, TX?

For a Duncanville home in Duncanville ISD, 2025 rates add up to about $2.24 per $100 of taxable value before exemptions. That total includes Dallas County, Parkland Hospital, Dallas College, the city and the school district.

How often is trash picked up in Duncanville?

Republic Services collects trash twice a week and recycling once a week under a city contract. Brush and bulk items go out twice a month, on a schedule based on whether you live north or south of Wheatland Road.

What is the sales tax in Duncanville?

The combined sales tax rate in Duncanville is 8.25%, the state rate of 6.25% plus 2% local.

Does Duncanville have public transportation?

Duncanville is not a DART member, but STAR Transit serves the city. STARNow on-demand rides run weekdays from 6 a.m. to 6 p.m. and connect to DART's Red Bird Transit Center and UNT Dallas Station.

Sources

  1. QuickFacts: Duncanville city, Texas (with Arlington, Garland, Mesquite, Grand Prairie), U.S. Census Bureau (read 2026-09-24)
  2. Property Tax Exemptions, Texas Comptroller of Public Accounts (read 2026-09-24)
  3. Property Tax Protests and Appeals, Texas Comptroller of Public Accounts (read 2026-09-24)
  4. Dallas Central Appraisal District (homestead filing, property search, uFILE protest), Dallas Central Appraisal District (read 2026-09-24)
  5. Choosing an Electric Plan, Public Utility Commission of Texas (read 2026-09-24)
  6. Clear as MUD, Texas Real Estate Research Center, Texas A&M University (read 2026-09-24)
  7. Don't Piddle Around with PID Notices, Texas Real Estate Research Center, Texas A&M University (read 2026-09-24)
  8. Duncanville, Texas, Wikipedia (read 2026-09-24)
  9. City of Duncanville home page (newcomer packet, utilities, alerts), City of Duncanville (read 2026-09-24)
  10. STAR Transit, City of Duncanville (read 2026-09-24)
  11. Duncanville Parks, City of Duncanville (read 2026-09-24)
  12. Trash, Waste & Recycling, City of Duncanville (read 2026-09-24)
  13. Duncanville ISD home page (enrollment, choice programs, School Finder), Duncanville Independent School District (read 2026-09-24)
  14. Duncanville Fieldhouse, Duncanville Fieldhouse (read 2026-09-24)
  15. Cedar Hill State Park, Texas Parks and Wildlife Department (read 2026-09-24)
  16. Texas School Report Cards, Texas Education Agency (read 2026-09-24)
  17. 2025 Ad Valorem Tax Rates for Dallas County (revised November 5, 2025), Dallas Central Appraisal District (read 2026-09-24)
  18. Sales and Use Tax, Texas Comptroller of Public Accounts (read 2026-09-24)
  19. City Sales and Use Tax Rates, Texas Comptroller of Public Accounts (read 2026-09-24)
  20. Texas is open for small business (Fiscal Notes), Texas Comptroller of Public Accounts (read 2026-09-24)
  21. Valuing Property (10 percent homestead appraisal limit), Texas Comptroller of Public Accounts (read 2026-09-24)
  22. 2026 Statewide Multi-Year Ratings Spreadsheet, Texas Education Agency (read 2026-09-24)
  23. A–F Accountability, Texas Education Agency (read 2026-09-24)
  24. Health and Safety Code Chapter 757. Pool Yard Enclosures, Texas Legislature (read 2026-09-24)
  25. What to know about deductibles, Texas Department of Insurance (read 2026-09-24)
  26. North Texas Tollway Authority, North Texas Tollway Authority (read 2026-09-24)
  27. 203(k) Rehabilitation Mortgage Insurance Program, U.S. Department of Housing and Urban Development (read 2026-09-24)
  28. HomeStyle Renovation mortgage, Fannie Mae (read 2026-09-24)
  29. Permit and Inspection Services, City of Duncanville (read 2026-09-24)
  30. Building Inspections, City of Duncanville (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.