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Tarrant, Denton, Parker, Johnson and Wise counties · TX

Cost of living in Fort Worth

By Mariela Lovo Ol, REALTOR® · Updated

The cost of living in Fort Worth depends on housing, property taxes, insurance, utilities and your commute. Texas has no personal income tax, so property and sales taxes do more of the work. Here is each piece, with sourced numbers, so your budget holds up.

How much does housing cost in Fort Worth?

Use the live market figures on this page, because prices move quickly and vary by area. A loft near Sundance Square, a 1920s home in Arlington Heights and a new build in Walsh sit in very different price ranges.

Set a comfortable range with the affordability calculator, then browse Fort Worth homes for sale.

What will property taxes add in Fort Worth?

For tax year 2025, Tarrant County lists these adopted rates per $100 of value. Fort Worth ISD: $1.0291. City of Fort Worth: $0.67. Tarrant County: $0.1862. Hospital District (JPS): $0.165. Tarrant County College: $0.1123. Together that is about $2.16 per $100 before exemptions for a home in the city and Fort Worth ISD.

For tax year 2026, the city adopted $0.70565 per $100. Homes in other school districts or in a PID pay different totals. See property taxes in Fort Worth for exemptions.

What should I budget for home insurance in Fort Worth?

The National Weather Service says large hail, damaging winds, flooding and tornadoes occur nearly every year somewhere in the Metroplex. The Texas Department of Insurance suggests comparing deductibles and whether a roof is paid at replacement cost or actual cash value.

Standard homeowners policies do not cover flood. Check the FEMA flood map for the address, especially near creeks and the Trinity River.

Which utilities will I pay in Fort Worth?

Fort Worth Water handles water and sewer for addresses in its service area. The city collects garbage weekly, recycling in blue carts and bulk items monthly.

Electricity depends on the address. In Oncor's area you choose a retail provider on Power to Choose. Some north and west addresses are served by Tri-County Electric Cooperative, which may not offer retail choice.

What does getting around Fort Worth cost?

The Chisholm Trail Parkway is a 27.6-mile toll road toward Cleburne. Drivers without an NTTA TollTag pay twice the TollTag rate.

Trinity Metro's local single ride is $2, a local day pass is $4 and a regional monthly pass is $192. TEXRail runs 27 miles from downtown to DFW Airport Terminal B.

What sales and income taxes apply in Fort Worth?

Texas has no personal income tax. The combined sales tax in Fort Worth is 8.25%: the 6.25% state rate, 1% for the city, 0.5% for the transit authority and 0.5% for a city special-purpose district.

Common questions

What is the sales tax rate in Fort Worth?

The Texas Comptroller lists 8.25% combined in Fort Worth. That is 6.25% state, 1% city, 0.5% transit and 0.5% for a city special-purpose district.

What is the property tax rate in Fort Worth?

For tax year 2025, a home in the City of Fort Worth and Fort Worth ISD faced about $2.16 per $100 of value before exemptions. The city adopted $0.70565 per $100 for tax year 2026, and the total varies by school district and PID.

Can I choose my electricity provider in Fort Worth?

Usually yes, if Oncor delivers power to the address. Some areas are served by Tri-County Electric Cooperative instead, so confirm the utility before you close.

Sources

  1. QuickFacts: Fort Worth city, Texas (with Southlake, Grapevine, Flower Mound, Denton), U.S. Census Bureau (read 2026-09-24)
  2. Comprehensive Plan, Chapter 12: Education, City of Fort Worth (read 2026-09-24)
  3. New to FWISD (enrollment), Fort Worth ISD (read 2026-09-24)
  4. Gold Seal Programs of Choice, Fort Worth ISD (read 2026-09-24)
  5. FWISD School Site Locator, Fort Worth ISD (read 2026-09-24)
  6. Historic Districts, City of Fort Worth (read 2026-09-24)
  7. Public Improvement Districts, City of Fort Worth (read 2026-09-24)
  8. About TEXRail, Trinity Metro (read 2026-09-24)
  9. Trinity Railway Express, Trinity Metro / DART (read 2026-09-24)
  10. Tickets and fares, Trinity Metro (read 2026-09-24)
  11. AllianceTexas and Perot Field Fort Worth Alliance Airport, Hillwood / AllianceTexas (read 2026-09-24)
  12. Walsh community, Walsh (read 2026-09-24)
  13. Park & Recreation Department, City of Fort Worth (read 2026-09-24)
  14. Trinity Trails, Tarrant Regional Water District (read 2026-09-24)
  15. Water service, City of Fort Worth (read 2026-09-24)
  16. Solid Waste Services, City of Fort Worth (read 2026-09-24)
  17. About Tri-County Electric Cooperative, Tri-County Electric Cooperative (read 2026-09-24)
  18. Oncor (delivery utility, service territory lookup), Oncor Electric Delivery (read 2026-09-24)
  19. Power to Choose (official PUCT electricity shopping site), Public Utility Commission of Texas (read 2026-09-24)
  20. Property tax, City of Fort Worth (read 2026-09-24)
  21. Truth-in-Taxation summary, Tarrant County Tax Assessor-Collector (read 2026-09-24)
  22. Homestead exemption, Tarrant Appraisal District (read 2026-09-24)
  23. Property tax exemptions, Texas Comptroller of Public Accounts (read 2026-09-24)
  24. Property tax protests and appeals, Texas Comptroller of Public Accounts (read 2026-09-24)
  25. Starting a New Business (Fiscal Notes), Texas Comptroller of Public Accounts (read 2026-09-24)
  26. North and Central Texas tornado climatology, National Weather Service Fort Worth (read 2026-09-24)
  27. Dallas/Fort Worth Climate Narrative, National Weather Service Fort Worth (read 2026-09-24)
  28. February 2021 Winter Event, National Weather Service Fort Worth (read 2026-09-24)
  29. Home insurance guide, Texas Department of Insurance (read 2026-09-24)
  30. Texas Water Code Section 49.452 – Notice to Purchasers, Texas Water Code (via texas.public.law) (read 2026-09-24)
  31. FEMA Flood Map Service Center, FEMA (read 2026-09-24)
  32. Texas Public Schools accountability ratings, Texas Education Agency (read 2026-09-24)
  33. Fort Worth, Texas (coordinates, counties), Wikipedia (read 2026-09-24)
  34. List of neighborhoods in Fort Worth, Texas, Wikipedia (read 2026-09-24)
  35. Near Southside, Near Southside, Inc. (read 2026-09-24)
  36. Chisholm Trail Parkway, Wikipedia (read 2026-09-24)
  37. Denton Central Appraisal District, Denton CAD (read 2026-09-24)
  38. Sales and Use Tax, Texas Comptroller of Public Accounts (read 2026-09-24)
  39. Texas Sales and Use Tax Rates – July 2026, Texas Comptroller of Public Accounts (read 2026-09-24)
  40. Valuing Property, Texas Comptroller of Public Accounts (read 2026-09-24)
  41. 2026 Statewide Multi-Year Ratings Spreadsheet, Texas Education Agency (read 2026-09-24)
  42. Residential Permitting, City of Fort Worth Development Services (read 2026-09-24)
  43. Texas Health and Safety Code Section 757.002 – Application, Texas Health and Safety Code (via texas.public.law) (read 2026-09-24)
  44. Texas Property Code Section 82.157 – Resale of Units, Texas Property Code (via texas.public.law) (read 2026-09-24)
  45. Texas Property Code Section 207.003 – Delivery of Subdivision Information, Texas Property Code (via texas.public.law) (read 2026-09-24)
  46. 203(k) Rehabilitation Mortgage Insurance Program Types, U.S. Department of Housing and Urban Development (read 2026-09-24)
  47. HomeStyle Renovation mortgage, Fannie Mae (read 2026-09-24)
  48. New Home Contract (Incomplete Construction), Texas Real Estate Commission (read 2026-09-24)
  49. North Texas Tollway Authority, North Texas Tollway Authority (read 2026-09-24)
  50. DFW Airport facts, DFW International Airport (read 2026-09-24)
  51. Fort Worth Stockyards National Historic District, Fort Worth Stockyards (read 2026-09-24)
  52. Visit the Kimbell, Kimbell Art Museum (read 2026-09-24)
  53. Visit, Modern Art Museum of Fort Worth (read 2026-09-24)
  54. Visit, Amon Carter Museum of American Art (read 2026-09-24)
  55. About Dickies Arena, Dickies Arena (read 2026-09-24)
  56. Fort Worth Meacham International Airport, City of Fort Worth (read 2026-09-24)

Last reviewed: 2026-09-24. Descriptions cover places and amenities, not the people who live there. We are committed to the Fair Housing Act.